Auto Insurance
To properly protect yourself from the always present danger of huge awards for auto liability, it is imperative that you maintain the proper level of coverage for your particular situation.
If you have any doubts about the appropriate level of automobile coverage that’s right for you, we have excellent plans available through reputable auto insurers, and we will be happy to help pinpoint the coverages best suited to your needs.
Compulsory Auto Policy Coverage
1. Bodily Injury to Others
2. Personal Injury Protection
3. Bodily Injury Caused by Uninsured Auto
4. Damage to Someone Else’s Property
Optional Coverages
5. Optional Bodily Injury to Others
6. Medical Payments
7. Collision
8. Limited Collision
9. Comprehensive
10. Substitute Transportation
11. Towing and Labor
12. Bodily Injury Caused by an Underinsured Auto
Frequently Asked Questions
Is a higher deductible better?
A higher deductible can lower your monthly auto insurance premium, but it also means paying more out of pocket after a claim. Drivers in Massachusetts should choose a deductible that fits both their budget and emergency savings.
What should I do after a car accident in Lexington?
After a car accident in Lexington, check for injuries, call emergency services if needed, exchange information with the other driver, and document the scene with photos. It’s also important to notify your insurance company as soon as possible to begin the claims process.
Does auto insurance cover stolen vehicles?
A stolen vehicle is usually covered under comprehensive auto insurance. If your vehicle is stolen in Lexington, your policy may help pay for the vehicle’s value, minus your deductible, if the claim is approved.
Can I insure a vehicle that is not in my name?
Ensuring a vehicle you don’t own can be difficult, but some insurance companies may allow it under certain circumstances. Drivers in Massachusetts should discuss ownership and insurable interest requirements with a local insurance professional.
How can I lower my auto insurance premium?
Drivers in Lexington may be able to lower auto insurance costs by bundling policies, increasing deductibles, maintaining a clean driving record, improving credit, or qualifying for available discounts through their insurance company.
Does roadside assistance cover flat tires?
Roadside assistance coverage commonly includes help changing flat tires or towing the vehicle if needed. Drivers in Massachusetts may benefit from this optional coverage during unexpected roadside situations.
How does moving affect auto insurance rates?
Is it cheaper to insure multiple vehicles together?
Can I add a new vehicle to my policy online?
Does roadside assistance cover lockouts?
Does comprehensive provide coverage for direct physical damage losses to your car incurred during a hailstorm or similar natural event?
Comprehensive provides coverage for direct physical damage losses you could incur to your car from something like a hailstorm.
Does my insurance policy cover a friend if I loan him/her my car?
When you loan your car to a friend or an associate, he or she will be covered under your automobile insurance policy.
Do you need insurance?
109 Massachusetts Avenue,
Lexington, MA 02420
Phone: (781) 646-9200
Fax: (339) 970-2248
Email Us
We are licensed in MA
Hours
Monday - Friday: 9:00 am to 4:30 pm
